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USDA Loans

Looking to buy in a Rural area?

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties.

To see if a property qualifies, visit the USDA Income and Property Eligibility Site or contact your local DRMC Mortgage Loan Advisor and see if this loan is right for you. 

  • Term available: 30-year fixed
  • 100% financing (no down payment)
  • ​​Single-family residence
  • Primary residence only
  • 3 years post-bankruptcy
  • 3 years post-foreclosure
  • Seller concessions up to 6%
  • Maximum loan amount $417,000 - up to conforming limit
  • Purchase only

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