Dos & Dont's.

After working with hundreds of families to help get them into their homes, we’ve learned a thing or two along the way. Here is our Dos and Don’ts of the Loan Process Checklist that will help simplify your journey and prevent any unnecessary delays.

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Let us know immediately if there is any change in your employment, income and asset status.

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Make loan and other debt payments on time. Stay current on all existing accounts.

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Continue living at your current residence.

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Make sure you can explain any credit blemishes and credit inquiries.

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Research and line up a homeowners insurance policy.

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Keep all of your personal documents (to include pay stubs, bank statements, proof of earnest money deposit and other docs that may be required prior to closing).

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DON'T change jobs.

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DON’T acquire any NSF (Non-Sufficient Funds / Overdraft) fees from your bank.

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DON'T make any major purchases, apply for new credit or loans, or co-sign for any loans. Don't enter into any deferred payment plans.

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DON’T close any revolving credit accounts, pay off any charge off accounts, collections, loans, credit cards or consolidate your debt.

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DON'T change your sources of closing funds, change bank accounts or transfer balances from one account to another.

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