Consumer Privacy Notice.

FACTS

WHAT DOES DIAMOND RESIDENTIAL MORTGAGE CORPORATION DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and income
credit history and credit scores
mortgage rates and payments and transaction history

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Diamond Residential Mortgage Corporation chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Diamond Residential Mortgage Corporation share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes – information about your transactions and experiences	No	We Don’t Share
For our affiliates’ everyday business purposes – information about your creditworthiness	No	We Don’t Share
For our affiliates to market to you	No	We Don’t Share
For non-affiliates to market to you	Yes	Yes

To limit our sharing	▪ Mail the form below Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?	▪ Call 847-244-9301 or go to http://www.diamondresidential.com

Who we are
Who is providing this notice?	Diamond Residential Mortgage Corporation

What we do
How does Diamond Residential Mortgage Corporation protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Diamond Residential Mortgage Corporation collect my personal information?	We collect your personal information, for example, when you: apply for mortgage show your driver’s license give us your contact information provide your employment information give us your wage statements We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only: sharing for affiliates’ everyday business purposes – information about your creditworthiness affiliates from using your information to market to you sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account – unless you tell us otherwise.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Diamond Residential Mortgage Corporation has no affiliates.
Non-affiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Non-affiliates we share with can include companies involved in insurance, real estate, mortgage, home services, retail, or banking and businesses that assist with originating and servicing loans.
Joint marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you. Joint marketing customers can include companies in the insurance, mortgage, credit card, or banking businesses, including non-affiliated companies.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Diamond Residential Mortgage Corporation has no affiliates.

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Non-affiliates we share with can include companies involved in insurance, real estate, mortgage, home services, retail, or banking and businesses that assist with originating and servicing loans.

Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

Joint marketing customers can include companies in the insurance, mortgage, credit card, or banking businesses, including non-affiliated companies.

Definitions
CALIFORNIA: In accordance with California law, we will not share information we collect about California residents with non-affiliates, unless the law allows. For example, we may share information to service your accounts or upon receiving your consent. We will limit sharing among our companies, if any, to the extent required by California law. To opt-in to sharing, please contact us at 800-253-4788. NEVADA: You may be placed on our internal Do Not Call List by calling 800-909-8640. Nevada law requires we provide the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Street, Suite 3900, Las Vegas, NV 89101; Phone number: 702-486-3132; email: [email protected]. NORTH DAKOTA: We will not share personal information with non-affiliates or affiliates either for them to market to you or for joint marketing, without your written consent and authorization. To opt-in to sharing, please contact us at 800-253-4788. VERMONT: We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal, financial, or credit information to non-affiliated parties for marketing purposes, other than as permitted by Vermont law, but may share with non-affiliated parties as permitted by Vermont law, unless you authorize us to make those disclosures. The types and categories of information that may be collected and disclosed about both current and former customers, including for joint marketing and the Fair Credit Reporting Act, are described in the boxes above. We protect the confidentiality of nonpublic personal information as required by law. To opt-in to sharing, please contact us at 800-253-4788.

Definitions

CALIFORNIA: In accordance with California law, we will not share information we collect about California residents with non-affiliates, unless the law allows. For example, we may share information to service your accounts or upon receiving your consent. We will limit sharing among our companies, if any, to the extent required by California law. To opt-in to sharing, please contact us at 800-253-4788.

NEVADA: You may be placed on our internal Do Not Call List by calling 800-909-8640. Nevada law requires we provide the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Street, Suite 3900, Las Vegas, NV 89101; Phone number: 702-486-3132; email: [email protected].

NORTH DAKOTA: We will not share personal information with non-affiliates or affiliates either for them to market to you or for joint marketing, without your written consent and authorization. To opt-in to sharing, please contact us at 800-253-4788.

VERMONT: We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal, financial, or credit information to non-affiliated parties for marketing purposes, other than as permitted by Vermont law, but may share with non-affiliated parties as permitted by Vermont law, unless you authorize us to make those disclosures. The types and categories of information that may be collected and disclosed about both current and former customers, including for joint marketing and the Fair Credit Reporting Act, are described in the boxes above. We protect the confidentiality of nonpublic personal information as required by law. To opt-in to sharing, please contact us at 800-253-4788.