- Loan programs
Dec 26, 2021
Nearly half of Americans make a New Year's resolution each year. Unfortunately, roughly 80% of new year resolutions fail.
In fact, a new study has found that a third of resolutioners don't make it past the end of January. What's more surprising is that society keeps on doing the same thing (making resolutions) year after year…and we keep getting the same result. Failure... ugh!
And what did Einstein say about this?
"Insanity is doing the same thing over and over and expecting different results."
Don't let the cycle of failure roll over to the year 2022. Instead, follow these tips to make your New Year's resolutions stick!
The surest way to fall short of your goals is to make them unattainable.
To create a realistic goal, ask yourself:
If you can answer all these questions with your New Year's resolution, then you're more likely to stick to it to the end.
New Year's Eve isn't the best time to make your resolution.
Waiting until the last-minute means that your resolution might be based on what transpired during the day rather than a more measured approach. Instead, take some time to research the change you're wanting to make, and ensure you have the necessary resources to effect the change. For instance, if you plan to start jogging or running, ensure that you have the appropriate running gear, including an iPod loaded with energetic sounds.
Whether your goal is to lose weight or get out of debt, you'll need action steps to get you there. Create a plan that will include what to do and what not to do throughout the year. This could include finding an accountability partner, calling out on a friend for help, etc.
Also, aim to set small incremental goals that will lead to your success. For example, a marathon may seem impossible, especially for beginners, but running a consistent 3 km every day for one month is achievable.
Another excellent example is... if you want to buy a home in 2022, an action plan is a must, and it can start as easily as a phone call or email to set up a consultation. Let us help develop a plan to make that dream come true.
There will always be obstacles that could derail you from your resolution.
It may be a family issue that could distract you from focusing on your new habits. Or a work-related project that leaves you with fewer hours to devote to your goals. Whatever the case, you'll need a plan to overcome such obstacles.
Think about the obstacles you're likely to overcome beforehand and devise strategies to navigate these hurdles.
The wise say that "what gets measured gets managed."
While not every variable or resolution is measurable, tracking your progress can help you know if you're headed in the right direction.
For instance, if running every day is your new year resolution, use a fitness tracker or a smartwatch to ensure you're meeting your daily goals. Being able to see how far you've come can help you stay on course when you feel like giving up.
"Energy and persistence conquer all things." ~ Benjamin Franklin
The road to meeting your yearly goal will not always be smooth, so you need to approach the change with a persistent mind and a dogmatic determination to succeed.
Rewarding yourself from time to time can help impart a sense of accomplishment. This doesn't mean you can take a two-week break if you've succeeded in morning workouts for the first month.
Instead, celebrate your success by treating yourself to something you love that doesn't contradict your resolution. For example, if you've achieved your fitness goals for the first month, you could reward yourself with new fitness gear.
We know that sticking to that annual New Year's resolution can be challenging. If you've struggled to hold onto your resolutions in the past, don't lose hope. By following these tips, you'll be able to stick to your New Year's resolution and make it a habit.