Jennifer Goldsby
VP, Renovation Lending
NMLS# 591226
Lake Forest, IL 60045
About Me.
I have been originating mortgage loans since 2002. After having a particularly confusing and frustrating experience buying my first home, I felt compelled to learn as much I could about mortgages to help others. I learned the business from Corey Perez in DRMC’s Portage, IN office and I am now the VP of Renovation Lending for Diamond Residential Mortgage Corporation.
Renovation loans are unique in that they add a construction-like element to traditional financing, which requires a contractor. Finding a contractor who is willing to cooperate with the vetting process, bid requirements, and work within the confines of the draw guidelines can be challenging. While I do not recommend specific contractors, I certainly can point the borrower in the right direction by providing a list of contractor networks, suggestions on questions to ask when interviewing contractors, and clear information on the contractor qualification requirements, bid requirements, and draw process specific to their loan program.
Though trial and error and years of experience, I have learned what I affectionately refer to as my “secret sauce” to help both the borrower and contractor navigate this process. By taking the onus off the borrower to help contractors navigate vetting, bid formatting, and the draw process, I am able to set the right expectations with all parties from day one, so there are no surprises downstream.
My favorite part of being a Loan Officer is the heartfelt thanks you receive once a home buyer or homeowner closes their loan and the journey to building their dream home begins, and the before/after photos! I really love working with people and helping them bring their visions to life, and I also enjoy the small part I get to play in beautifying homes and revitalizing communities.
Licensed in Illinois and Indiana.
